Unfortunately it was not the large stack of Benjamins, it was a credit card offer. What makes me go gaga over a credit offer? Well! to be honest, I've been in the market for a while, looking for a credit card that would give me cash back, so I can buy my groceries, pay the card off, and then get a little spending money. This card also had a year with no interest on balance transfers, which would save me money while paying off my current card. I was intrigued. The fine print was okay, and the ultimate APR after the introduction period was lower than I was currently paying. With the giant PRE APPROVED stamped on the paper, I was thinking, good deal!
So I went to the website given, entered enough information so that they could pay my taxes, buy insurance, and vote as Kyle, and away it went! and it came back and said I was DENIED the offer! "But Cheer up Kyle! all is not lost, here is this crappy credit card that has no introductory benefits, no cash back, and a higher interest rate than you have ever paid in your life!, we'll let you have this one, but you can't transfer your balances to it." As if I would go for that.
Basically I feel ripped off, discover sends me the offer, I don't go to them and after going through all their stupid hoops, I'm not qualified? what does pre-approved mean then? I'm pre-approved to look at credit card offers I can't use, and waste a half hour of my time feeding them information that they can turn around and sell to their "affiliate companies" who will then spam me to death?
Don't get a discover card, or you'll discover that they suck.
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